Welcome to THE GL@ZINE News 22nd May 2007

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Win a TV Today with Synseal's 'Where's the Billboard?' Competition!

Congratulations to Gl@zine reader Andy Moore who won Synseal’s 'Where’s the billboard?' competition last week. Andy correctly answered Eccles New Road in Salford, Manchester. He couldn’t believe he’d won the TV as he’s never won anything before. Andy works for Titan Hardware and has several Synseal customers.

'There are loads of Synseal’s billboards round here, so when I saw the picture on the Gl@zine I knew exactly where it was,' says Andy. 'So I thought I’d enter the competition, but I really didn’t expect to win!'


You’ve got another chance to win this week. So if you know where this photo was taken of this billboard, please send your answer to billboard@synseal.com

Synseal’s branding campaign is in its eleventh week, and the TV advert and national billboards have been seen 140,639,300 times
'


Swish Announces Rolling Programme of Investment

Window and door systems company Swish has unveiled new investment in its South Wales extrusion plant.

Swish took full control of its manufacture and supply process earlier this year, ending a supply contract with Aluplast, as part of a programme of initiatives to deliver an improved service to its customers.

This includes significant and ongoing investment in the Swish brand and product ranges, including in Swish's manufacturing operation in Rhymney, South Wales.

With production and warehousing covering almost 9,000 sq metres, and employing almost 100 people Rhymney is one of the largest extrusion operations in the UK.

The operation includes 19 main extruders, capable of delivering outputs of between 100kg and 400kg per hour, plus a number of smaller extruders dedicated to applying the gasket to the main frames and beads. Meanwhile, the Swish warehouse holds an average of 650 stillages at any one time.

Following the decision to bring its operation in-house, Swish Window and Door Systems has announced major investment in the Rhymney plant, including new tooling, equipment, and fleet to support improved quality and service.

Paul Lindsay, general manager, said: ‘We're investing in our plant and our people at Rhymney to deliver a new improved level of service to our customers.

‘The team is fully committed to taking the Swish brand forward, while we have a huge amount of expertise and experience with many of the workforce at Rhymney recording more than 10 years of service.

‘This stability coupled with an ongoing programme of investment is a strong platform from which to launch an improved service, giving our customers much more both in terms of the quality of our product and the support that we can offer them to grow their business.’ The rolling programme includes investment in the Traditional 70 profile system, manufactured at Ryhmney, which Swish has supplied to its customers since the switch from the Swish Feature 70 range and the Swish chamfered 70mm system, 70 Plus, supplied by Aluplast.

Paul said: ‘Offering a wide choice of decorative or double chamfer sashes, thermally efficient five-chamber construction and slim sightlines, Traditional 70 is already a popular choice with customers.

‘This is a more advanced product, making fabrication simpler and giving installers a wide choice of options, helping them to differentiate their products in the market place.

‘Moving forward we will continue to invest in the Swish brand to ensure that we deliver the most technically advanced and innovative products to our customers.’

For more information on Traditional 70 and how it can give your business the edge, call Swish Window and Door Systems on 01455 555330 or visit http://www.swishwindows.co.uk.


Edgetech helps Pioneer Achieve Synseal's first 'A' Rating

Edgetech's Super Spacer® and Synseal's Shield profile provide the winning combination for Pioneer Trading Company's 'A' rated window. Pioneer is the first Synseal fabricator to achieve the top BFRC rating.

‘We wanted cost effective Window Energy Ratings (WERs) to give us an edge over our competitors,’ says Danny Williams, Managing Director of Pioneer (pictured).

‘Edgetech has been instrumental in helping us gain all of our ratings and we couldn't have achieved an 'A' rating without the company. Its WER:DIY computer simulation programme explains exactly what different combinations of profile, glass and spacer achieve what ratings.

'It showed us that to get an 'A' we needed Super Spacer. In addition to its high energy saving performance, Super Spacer looks better than aluminium spacer bars and importantly Super Spacer is very cost effective compared to standard aluminium.

'It allows us to offer our customers a choice between a 'C', 'B' and 'A' rating, which ultimately helps our customers to sell more windows.’

Web: http://www.superspacer.com


Senator Chooses Stuga ZX4 for Factory Modernisation

Senator Windows of Wexford in the Irish Republic is a supplier of windows throughout the Republic and Northern Ireland with a successful network of over twenty five fabricators. The company was formed in 1985 and was acquired by the Gowan Group in November 2006 due to the strength of the brand.

Quality of product and service together with commitment to market development and product innovation are the basis for Senator Windows’ strength. In 1989 Senator became the first window company in Ireland to be awarded the Irish Agrément Board Certification and in 1991 was the first Irish company awarded the ‘Q’ mark and ISO 9002. In 1998 Senator was awarded the B.S.I. Kitemark for white uPVC windows, once again being the first company in the Irish Republic to achieve this award. In 2005 Senator became the first and only window company to have its window certified by the British Fenestration Rating Council to a 'C' energy rating, another remarkable achievement and at the time of going to press Senator remains the only company in Eire to hold an 'A' rating. Senator also holds a PAS24 certificate for its doors.

Given the success of Senator the company decided it was time to review its production methods in order to improve quality and consistency still further and release valuable labour to be utilised in the further expansion of the business. Having researched the market Managing Director Kevin Richards chose the Stuga ZX4 for the first phase of the company’s modernisation and two of these high output cutting and prepping centres were ordered for delivery in May and July 2007. One of the attractions of the Stuga ZX4 was that it was clearly obvious that the machine was much faster than its competitors but also Stuga was prepared to actually guarantee the output of the machine as part of the contract. The ZX4 is capable of producing between 800 and 1,200 windows in a standard week depending on styles and preps.

Having recently installed the first ZX4 Stuga received a call from Kevin Richards to say that he was delighted with the machine and its installation.

Kevin said: ‘You have a fabulous machine and top rate people making the installation of the first ZX4 seamless and totally painless. I had doubts about how well we would cope through the installation and training period but everything went to plan and my staff have taken to it like ducks to water. I believe Stuga not only delivered its promise of a painless installation but even exceeded my wildest expectations. I believe we have purchased the best cutting & prepping centre from the most professional of machinery suppliers; thank you Stuga.’

The ZX4 is the top of the range model from Stuga which also produces the ZX3 for medium to large fabricators and the Microline for small to medium ones. The machine comes with an impressive array of features including a 'U' style footprint for more efficient operating ergonomics and a shorter length, the facility to rout on both sides of a profile simultaneously, profile recognition, total offcut measuring and control, profile width measuring and compensation for variations, laser measuring throughout and the tooling flexibility to programme every profile suite in the country in the unlikely event that this may become necessary. The automatic tooling system allows for corrections to everyday problems on a piece by piece basis because the cutters can be programmed individually to any angle or position on an ad-hoc basis.

For more information please call Steve Haines at Stuga on 01455-55203 or Kevin Richards at Senator Windows on 00353-539-141522.

Web: http://www.stuga.co.uk


GAP Launches Industry's 'First Training Centre'

GAP, the UK's largest independent PVC-U stockist, has claimed another industry first by launching its own Training Centre. This scheme will give installers the chance to extend their knowledge and skill base and profit from installing roofline. The centre will also ensure that every GAP employee knows about every GAP product.

GAP's Joint Managing Director Charles Greensmith explains: 'GAP's Training Centre will offer a mix of classroom and practical training for staff, installers and customers to improve product and health and safety knowledge.

Trainees will learn the technical aspects of GAP products and get the chance to put their skills to the test on mock installations. It's not about giving out certificates or awards to us, its about genuinely helping our customers fit our products'.

The training programme will be run by former Liverpool Depot Manager Karl Owen (pictured), who according to Charles is so knowledgeable about GAP's products that his customers at Liverpool called him 'Mr Roofline'.

In his new role as Group Training Manager Karl will pass on his 14 years of expertise in GAP products: their features, benefits, technical aspects and installation.

Karl comments:

'Many of our customers are unsure how to fit roofline products. We want to take the unknown from the installation process.

'It is important we provide training to customers and help them to build their businesses through their knowledge and expertise in selling and installing roofline.

'I also want every GAP employee who picks up the phone or meets a customer to understand what they are doing and to be able to solve customers' problems.

'GAP is renowned for its customer service and our customers know that GAP is always willing to go the extra mile. They appreciate that we take the time to learn about their businesses and know we can provide them with products that stand out from the crowd.'

The Training Centre is due to begin courses in the summer.

http://www.gap.uk.com


UK Building Industry now Relies on New EU Workers

One of the UK's leading curtain walling and cladding companies, English Architectural Glazing (EAG), has issued a stark warning that without new migrant EU workers the building industry could collapse.

Managing Director of Suffolk based EAG, Simon Gladwin, says firms are now relying on workers from new EU member nations such as Poland in order to meet the workload on their order books.

Mr Gladwin said: ‘Many residents of EU countries are bringing their vast skills to the UK and they are very welcome because without them arriving, companies would experience great difficulty recruiting skilled staff and therefore would not meet contract deadlines. We need this influx in light of the lack of a skilled UK workforce.’

EAG employs a number of Polish residents who travel to the UK to work, returning to their native Poland every few weeks. Their overheads while working in Britain are low and they take the vast bulk of their wages back home. EAG stresses that it pays the same rate to Polish workers as UK employees and does not consider them to be a cheap alternative.

Mr Gladwin added: ‘We are noticing that many of the EU workers are formerly trained in other professions such as medicine and accountancy; not being able to find work in their own countries in these disciplines many re-train for building work and arrive in the UK. I thoroughly admire their tenacity and we at EAG are delighted to employ them. However, I am greatly concerned that with so much construction work in the UK and with the 2012 Olympic Games just around the corner we are facing a real crisis in Britain with not enough British workers being available to meet all the demands.’

EAG is now calling on the Government to provide more funding for training courses in construction and encourage more young people to join the building trade.

Web: http://www.eag.uk.com


Free Marketing Health Checks from Purplex Consulting

Industry leading consultants Purplex are offering no obligation marketing health checks for Fabricators throughout June and July.
According to Purplex MD Andrew Scott, company bosses can often get tied-down with the day to day running of the business, and as a result marketing can become disjointed or poorly managed.

'As the Industry evolves companies need new and better ways to generate leads and build their brand, but it is often difficult for directors to focus on this when they're busy running the company' commented Andrew Scott.

Scott argues that companies achieving growth are heavily marketing focused. 'Businesses need to be sharp, customer-centric and focussed on lead generation - whether they're trade or retail.'

The new marketing health-check is confidential and designed to identify a companies strengths and weaknesses. It includes a follow-up report, marketing gap-analysis and recommendations. The service normally costs £600, but is being offered to fabricators free of charge throughout June and July.

Andrew Scott has been working with fabricators for 20 years, and is a Fellow of the Institute of Sales and Marketing and an accredited member of the Institute of Direct Marketing. He is confident that the industry has a bright future: 'This is still a £4bn market and for ambitious fabricators there is huge opportunity for growth. Companies investing in marketing, training and customer service will emerge as tomorrow's market leaders.'

To arrange your Marketing Health Check, contact Corinne Hewlett on 01934 645805, or visit the website at http://www.purplex.uk.com


Award Winning PVC-U Fire Door From Graham Holmes Astraseal

Leading trade and commercial fabricator Graham Holmes Astraseal won the Innovation of the Year Award at the recent LHC (London Housing Corporation) annual awards ceremony.

The company's new FlameTEK half hour fire resisting door and side screen was chosen from 12 submissions received from the 34 members of the LHC approved supplier network as the best example of product design innovation by Bruce Meechan, Editor of Housing Association Magazine.

FlameTEK is Astraseal's first volume market application of REHAU's RAUFERNO fire resistant system which enables PVC-U frame and composite door sets to comply with BS476 Parts 20 and 22.

Astraseal used its resources and expertise to combine its composite door leaf with a side panel fabricated in REHAU's RAUFERNO system and submitted it to the rigorous testing regime necessary to achieve both FIRAS and Warrington Fire Research certification.

As a result, Astraseal has won orders for more than 1000 doors from its social housing partners including Crosskeys, Whitefriars and Walsall Housing Associations.

RAUFERNO was developed in 1997 by the late Dick Weatherall, REHAU's renowned technical manager. It uses intumescent material - which expands in heat - to create a barrier with the frame reinforcement, fire retardant glass and door panel sufficient to meet the requirements of BS476.

It was the first time intumescents had been used successfully in the PVC-U industry and it demonstrated their potential. However, this potential has now been further exploited by Astraseal when it took the decision to invest in the technology and use it to develop a universal fire door solution.

Richard Coulson, Commercial Sales Manager at Astraseal said: 'RAUFERNO was a ground breaking product in 1997 and its development owed much to Dick's enthusiasm and technical knowledge, but until now its application has been limited to one specific door leaf. It is really satisfying to see that it will now reach a much wider market.'

As well as supplying its own customers, Astraseal is also now supplying FlameTEK to trade customers who need to install fire doors in escape route applications such as communal entrances, staircases and balconies.

The company expects significant demand since, for the first time, customers will be able to choose a cost-effective PVC-U frame and composite fire door from a completely reliable and fully accredited source which can match the rest of the doors in a design scheme.

Richard adds: 'Fire doors are a niche product which most fabricators don't have the resources or technology to be able to manufacture themselves. Now, with our FlameTEK solution, we are offering them a cost effective option which we are confident will prove extremely popular.


Veka Appoints National Commercial Sales Manager

With over 20 years experience in the specification arena, Simon Cray was the ideal candidate for the new role of National Commercial Sales Manager at VEKA UK. Already established in this newly created position, Simon is responsible for leading a dedicated team to develop commercial sales across the country, building on existing contracts and establishing new frameworks within the commercial sector.

'VEKA is the most specified PVCu system available in the UK and I relish the challenge of further expanding this achievement,' says Simon. 'The concept of partnering is one that the company values strongly and it is through this partnering process with our fabricators and with architects and surveyors within the commercial market, that we can maintain the most comprehensive customer support package available. My role is to lead the sales team from the front, raising VEKA's profile to specifiers and ensuring that the extensive network of VEKA fabricators is available to undertake the task.'

Simon's background is in the aluminium systems industry, but his expertise and experience within the commercial sector enables him to bring a wealth of knowledge to this concerted venture of VEKA to increase commercial sales. 'We are delighted to welcome Simon on board and we are confident in his ability to enhance our profile and that of our fabricators,' comments Colin Torley Sales Director of VEKA.

'There is enormous scope within the commercial marketplace for our products and by appointing a dedicated team to service this sector, we are reinforcing our position and reputation to those involved in the specification of doors, windows and curtain walling systems
.'


Contracts On Site Faster with New Partnership Arrangement

Social housing providers seeking to implement major window refurbishment projects to meet the Decent Homes deadline now have an OJEU compliant 'fast track' route, operating nationwide, through the Bowater Windows Partnership.

The partnership has been established by Bowater Building Products, whose System 10 window profile is now used for one in every five social housing window installations.

In the partnership, five strategically located System 10 window fabricators and installers are co-operating to provide customers with a co-ordinated national service, based on local supply. The five fabricators (in alphabetical order) are Bowater Windows in the Midlands and Southern England, Burley Windows based in Liverpool, Sidey based in Scotland, Warmseal based in Newcastle-Upon-Tyne and Yorkshire Windows based in Rotherham.

The Bowater Windows Partnership is able to offer a fast track route to window procurement, as the partnership is an approved supplier for the 'U7' window framework agreement operated by the LHC Network. The LHC Network is the UK's largest public sector procurement organisation specialising in building products.

LHC reviews a wide range of building products and then conducts OJEU compliant tendering processes, as well as in-depth technical analysis, to create pre-tendered framework agreements, which any public sector body can then use free of charge by joining the LHC Network. LHC currently offers 13 different framework arrangements and its PVC-U windows arrangement is one of the most popular.

Bowater Building Products has successfully tendered to be one of the approved suppliers for the LHC's framework arrangement for a number of years but it was only in the most recent tender that they also included local fabricators and installers. Each fabricator was then subsequently assessed by LHC.

As Marketing Director Mike Stevenson explained, this is a unique approach but one which meets customer demand:

‘Given that the market is changing, we saw this as an innovative approach and LHC has supported it without compromising its own standards, as each company has been fully audited to its exacting supplier requirements.

‘The benefit for the social housing provider is that on any window and door project, they can now avoid the lengthy and time consuming process of tendering across Europe, by using the LHC Network's free framework arrangement. This means work can start on site much faster and uses less procurement resources.

‘For larger social housing providers, the fact that we can offer a 'one standard' service anywhere in the country means they can bring consistency to their refurbishment portfolio. This can mean lower initial costs and much lower repair and maintenance inventories.

‘They also have the benefit of knowing they can achieve this, yet still use local and regional companies who contribute to the local economy. Plus, there is the potential to leverage huge nationwide capacity, which means no supply constraints.

‘In short, the Bowater Windows Partnership delivers the recognised benefits of vertical integration but at a local level. Design and extrusion from the leading window and door systems company but with local relationships, local knowledge and local after sales from companies that value the client's business.’

Bowater Building Products has been supplying System 10 PVC-U windows, doors and curtain walling to the public sector for over 20 years and recently became the first major UK-based systems company to switch to a new generation of environmentally sustainable calcium organic stabilisers.

For more information on the partnership, please telephone 0121 749 3000 or visit the Bowater Windows Partnership Stand (Number C177) at the Chartered Institute of Housing Exhibition in Harrogate from 19th until 21st June 2007.


Connaught Windows Signs with Deceuninck

Connaught Windows has signed with systems supplier Deceuninck and now manufactures the new 2500 chamfered suite and the popular 2800 decorative window from the company's two acre fabrication site in Bournemouth.

On making the decision to join Deceuninck, Managing Director of Connaught, Steve Witczak said: ‘For thirteen years, Connaught has built an enviable reputation for quality, service and reliability. After so long partnering one systems supplier, we decided that we ought to make sure we were still offering our customers the best.

As we looked at the market we were pleasantly surprised at the offerings from other key suppliers. And after a great deal of research, we settled on Deceuninck as our preferred choice of profile supplier, as the company shares a comparable vision for product quality and the technical excellence of its products is reassuringly solid’.

Husband and wife team, Linda and Steve Witczak were in no doubt that Deceuninck's package was the best for their company, for several reasons. When they first starting asking for recommendations, Deceuninck was the one mentioned by those whose opinion they trusted the most. And when they met representatives from the firm, they were delighted to find a company whose approach not only mirrored their own but whose product portfolio offered them the specific design features they - and their customers - were looking for.

Connaught Windows is now manufacturing Deceuninck's 2500 chamfered and 2800 decorative system. The company was impressed with the quality, design and finish of the entire Deceuninck range, but it chose to fabricate these two systems because its customers like the choice of a chamfered or decorative profile - or a mixture of both. Deceuninck's intelligently designed product platform means that Connaught can offer its customers exactly what they want, cost-effectively and time-efficiently.

Commercial Director for Deceuninck, Jon Skinner commented. ‘We are delighted that Connaught Windows has chosen Deceuninck as its profile partner and look forward to a long-standing relationship. Both businesses share a comparable vision for integrity, quality and efficiency and we feel Deceuninck has the products and business solutions to support Connaught not only now, but in the future.’

Connaught Windows service the trade and commercial markets across the South.

Telephone: 01249 816969


Network VEKA Backs Solid-Roof Conservatory Trend

Britain looks set to follow Ireland in a growing demand for the 'Sunlounge' solid-roofed conservatory, according to Network VEKA.

One member in Co. Armagh is distributing its own patent-pending prefabricated Sunlounge roof system into Britain via two major members and early uptake shows a growing interest in the new style.

Craigavon-based Delta Trading saw a dramatic swing in the Irish market in the last two years and MD Charlie Woods is confident of growing demand across the water.

‘Of course, they will never replace the traditional conservatory in many locations,’ he said.
‘But any installer who can offer both will have a very powerful advantage.’

Network VEKA members JP McFadyen, in Scotland's Central Belt, and Nottinghamshire-based Consort are bringing in a growing number of the roofs for retail and trade as well as a number of showsites.

Sunlounges are said to blend in better with the house they adjoin; they stay cooler in the summer and, despite a higher initial outlay, they are said to retain their full installed price in the house's resale value.

One USP claimed by the Delta roof over similar prefabricated systems is that it is structurally certified to take more weight than even the heaviest roofing material. For example, a four by four metre structure can take four tonnes - or more than two large family cars.

The showsite units have sparked dozens of enquiries, especially in Scotland but, as Consort Sales & Marketing Director Stuart Buchanan explained, the planning picture is more complex there.

‘It is more relaxed in England and Wales but in Scotland it can vary much more from one area to another. Many authorities are unsure about anything new but I am sure the reaction will improve when they become more accepted.’

MdFadyen's MD Paul McFadyen says in some parts of Ireland he has seen solid roofs on nine out of ten conservatories: ‘I wouldn't be too surprised if they grew to 75% of the market over here.

‘We have just put one on our showsite in Edinburgh; we have built a few for retail customers and we are actively promoting them through our trade division, TWD Scotland.’

Delta is also offering training days for fitters on either side of the water.

Network VEKA: 01282 473170
Charlie Woods, Delta Trading Ireland: 02838 362999
Paul McFadyen, JP McFadyen: 01698 362270
Stuart Buchanam, Consort: 01623 551661


Foilexpress has Customer Service Wrapped-up

Specialist lamination company Foilex has formally launched its new rapid delivery foiling service, Foilexpress to the fabricator and installer market.

The new Foilexpress service has been specially designed to meet the non-standard and small quantity foiling demands of fabricators and installers, while still remaining competitive on price.

Using the latest software and technology Foilex can offer its customers rapid delivery on orders of up to 500 metres in either seven or 14 days turnaround time. This includes a diverse range of PVC-U, celluar aluminium or wood products all of which can be foiled in a choice of finishes and colours from Foilex's comprehensive range.

Richard Morris, general manager, explains: ‘Fabricators and installers could expect to wait for anything up to ten weeks for delivery on non-standard and special orders.

‘Often these orders will carry minimum run quantities of 1,000 metres or more and include set up costs of anything up to £250.

‘Foilexpress has a minimum run of just six metres, and has capped visible set up costs set at a fraction of those of most foiling companies.’

Foilex unveiled Foilexpress last year announcing a series of trials and tests to fine tune the operating system. Major investment in a dedicated new production line, coupled with the latest software and technology means Foilex can offer customers an advanced new service at minimal extra cost.

Richard says: ‘The Foilexpress lamination line features state-of-the-art technology which reduces set up time so that short runs can be delivered at a much lower premium than standard set up costs.

‘The price to the fabricator and installer is kept to the minimum, which means that they can place an order on a single house-full of coloured windows and either choose to absorb that cost or pass the cost on to the customer.

‘What is apparent from the comments from our customers who have used the service to date, is that it helps to set them apart in the market place and that householders are willing to pay a little extra for new windows, doors and roofline systems in the finish and colour of their choice.’

For further information on the new Foilex Foilexpress offer call 01952 289209 or visit http://www.foilex.co.uk.


L.B. Plastics Extends USA Operation

Successful trading in the USA by international systems company L.B. Plastics has resulted in the company adding a 50,000 sq ft extension to its factory.

The Derbyshire-based company whose product ranges include Sheerframe window and door systems, Sheerline decking and fencing and Hometrim cladding, soffits and fascias, operates across Europe, the Far East and USA.

The factory extension at its US operation L.B. Plastics Inc., which is based in North Carolina, will enable it to increase production and provide additional storage.

Managing director James Litchfield said: ‘We are bucking the trend in the difficult US market by achieving high demand for our low maintenance wood grain effect PVC decking and Sheerframe bespoke window and door systems. These products are ideal for the US home improvement market and the added production space at the factory will help us to meet increased demand for these high quality products.’

L.B. Plastics has been operating in the US since 1977 and employs 150 people at its 21-acre site. Initially established to service the US furniture industry with PVC drawer units, the US operation quickly expanded into custom extrusions before moving into the windows sector to meet the growing demand for PVC windows for the thriving remodelling market. After the launch of Sheerframe, L.B. went on to acquire the US business of German systems company Kommerling in the 1990s.

Whilst the windows business continues to grow, it has been overtaken by the strong US decking and fencing market, in which, as in the UK, L.B.'s Sheerline system is the brand leader.

‘Part of the strength of the group is its international dimension’, says James Litchfield. ‘We are able to effectively translate European ideas into the US market and vice versa, to the benefit of both.’

Tel: 01773 852311
Web: http://www.lbplastics.com


True or False: SynergeBuild is Just an Online Ordering System

Most people who don't use SynergeBuild think it's simply an online ordering system. But those who do use it - and that's over 70% of Deceuninck customers - express amazement at its capabilities and the way it has transformed and streamlined many areas of their business. That's because SynergeBuild isn't just an online ordering system, it's much, much more. In fact, it's a system that brings benefits to every department.

The Marketing department will benefit from SynergeBuild's news section which keeps fabricators up-to-date on the latest product developments. Promotional material can also be downloaded so producing professional, high quality marketing literature is time - and cost - effective. And perhaps most useful of all is the WebBuilder tool that allows users to develop and launch their own website.

The Production team will find SynergeBuild's technical library invaluable. They can download technical specifications at the click of the mouse: a time-saving and space-saving boon!

The Accounts department will value the stock module because it allows users to optimise their stock levels by setting product parameters. The result? Easily balanced orders that improve cash flow and result in better use of warehouse space.

The Accounts team will also like the fact that they can use SynergeBuild to track order history and ordering statistics without having to compile complex spreadsheets.

There are also benefits for the sales team on the road. The Installer Direct module lets them access SynergeBuild remotely. This means they can give quotations ‘on the spot’ and answer any queries the customer may have without having to contact the office.

Of course, SynergeBuild does offer an order processing facility too. It's constantly being updated with new developments and feedback suggests it's very easy to use, making it ideal for internet novices. Navigation is simple and straightforward, so users can quickly find the service they're looking for.

It links with fabricators' existing hardware and software so it fits seamlessly into their systems. Because it's so simple to use, the training required is minimal: and users can be safe in the knowledge that instant online support is available should they have a query. As well as an ordering system, this module also offers users the facility to track orders, get accurate delivery dates and monitor their returns status.

In short, SynergeBuild has something for every department. So, if you thought it was just an online ordering system, maybe it's time you thought again.

Tel: 01249 816969
Web: http://www.deceuninck.com


Leaderflush Switches to PermaSkin® from BASF

Leaderflush Shapland, one of the largest performance door and doorset manufacturers in Great Britain, is now using PermaSkin®, BASF's complete system for finishing the surfaces of components made of wood, metal or plastic.

This system combines the high-performance plastic Luran® S (ASA: acrylonitrile-styrene-acrylate copolymer), which is processed into a high-quality weather-resistant film, with an innovative coating technology.

This special film solution is employed by Leaderflush Shapland to finish internal door frames manufactured from wood-fibreboard (MDF).

Door frames thus wrapped create a ready to gloss finish whilst providing extra protection during transportation and on-site.

Following a phase of intense testing, PermaSkin is now celebrating its debut in the construction sector.

High-quality and durable surfaces

‘We manufacture complete doorsets for environments like hospitals and schools which demands a very robust product. The PermaSkin system was carefully evaluated with our customers before we concluded that it offers a uniform damage resistant finish which meets all our performance requirements, even when doorsets are exposed to significant abuse. When combined with the simple application process, small space requirements and the innovative approach of funding the project proposed by BASF, it was easy to justify offering PermaSkin on our products’ says Todd Altman, Managing Director at Leaderflush Shapland.

This company, founded in 1930 and headquartered in Nottingham, England, specialises in doors for public and commercial buildings such as kindergartens, hospitals, and office equipments.

Complete solution comprising film and process technology


Typical surface textures such as the grain of wood are reproduced with great precision by this colourfast, thermoplastic ASA film. It adapts to the natural expansion of the wood and is mechanically sturdy, UV-stable and chemical-resistant.

Its processing is quick, simple and solvent-free: without special deep-drawing equipment, the film can be shaped and applied in one single work step using specially developed laminating machines. Finished parts such as doors, window frames or façade elements can be sheathed on both sides at the same time.

BASF is offering the PermaSkin system within the scope of a new business model: customers receive not only the film but an entire package encompassing the machines, the adhesive and the requisite licenses.

PermaSkin and PlasticsPlus


The system PermaSkin belongs to BASF's PlasticsPlus™ product line of speciality plastics comprising high-performance plastics based on styrene, biodegradable materials and foams. ‘Whenever exacting requirements have to be met, the experts and products of PlasticsPlus offer a high level of diversity, reliability, partnership and innovative solutions’.

Web: http://www.permaskin.de
Email: styrenics.infopoint@basf.com
Email: enquiries@leaderflushshapland.co.uk


Dynamic Hinge Switch Enhances Consort's Door Quality and Service

Trade window and door fabricator Consort has switched to using the Dynamic 2D hinge from SFS intec on all its PVC-U doors as part of its programme to continuously enhance its product quality and service.

Nottinghamshire-based Consort produces more than 2000 windows and doors every week for its trade customers throughout the UK. The company has a long association with SFS intec for its door hinges having used its Estetic door hinge for many years.

Following the launch of the Dynamic 2D, Consort took the opportunity to introduce this new hinge on all its PVC-U doors backed by SFS intec's supply chain management programme.

Under this service, SFS intec takes responsibility for ensuring door hinges in a variety of colours are supplied and stocked to the optimum level to maintain production. This has delivered important efficiency improvements for Consort, with zero service issues reported to SFS intec since the Dynamic 2D hinges and the supply programme were introduced.

According to Peter Gledhill, Administration Director of Consort Ltd, the Dynamic 2D was introduced for a number of important reasons.

‘We have built our business around innovation, quality and service with guaranteed deliveries and these are qualities that we look for in all our suppliers,’ said Peter. ‘We rate SFS intec's products very highly and believe the Dynamic 2D represents a genuine innovation which will benefit all our trade door customers.

‘The Dynamic 2D allows us to enhance the visual appeal of our PVC-U doors even further without any compromise on the ease of installation or adjustment for our customers. The hinges also deliver the strength and security we demand in line with PAS 23 and PAS 24, vital for installers working to the Secured by Design standard.’

Consort manufactures PVC-U doors in white, Rosewood and Cherrywood finishes using a 70mm profile with furniture available in white, gold or silver. The Dynamic 2D suits Consort's requirements perfectly being available in these colours as standard as well as light brown, dark brown and black.

For further information on the Dynamic 2D door hinge, telephone SFS intec on +44 (0)113 208 5500 or visit http://www.sfsintec.biz/uk.


TimberWindows.com Enjoys Record-breaking Sales

Latest year-on-year statistics from TimberWindows.com show an exceptional growth in sales. The company says that having had a tremendous 2006, the winter did not produce the lull in sales that other window companies have been reporting.
February 2007 was TimberWindows.com's best month yet with sales more than three and half times as much as the same period in 2006. Sales for the first quarter of 2007 are also at a record high up five-fold year on year.

Chris Brunsdon, Managing Director explains: ‘The timber windows market is expanding rapidly in the face of consumer demand but the growth of TimberWindows.com is unprecedented. We're offering something that's completely new - and homeowners love it. Our unique engineered timber window system allows the homeowner to get a beautiful timber product without traditional maintenance costs. Not only are homeowners happy, our installers benefit from a unique fitting system making it 10% quicker to install than PVC-U. We're confident our product is the natural successor to the PVC-U window.’

Tel: 0845 458 9181
Web: http://www.timberwindows.com


Recycler Opens Two New Satellite Operations

Recovinyl recycler Dekura has stepped up its sustainable approach by investing in two new regional satellite operations to help further minimise the company's impact on the environment.

North East-based Dekura is one of the UK's leading PVC-U recyclers, collecting waste from more than 1,000 window and door fabricators. As well as post-consumer waste, it collects and processes more than 17,000 tonnes of post production each year - most of this at its Peterlee plant.

Opening up the PVC-U recycling operations in the South West and Wales has enabled the recycler to take one of its trucks off the road, saving more than 100,000 miles a year and reducing emissions. It is also replacing its fleet with the latest cleaner vehicles.

Dekura's investment was prompted by a full audit of its logistics operation and where most material was collected, as General Manager Tony Moore explains: ‘As a national business based up in Peterlee, our distance from the rest of the UK does raise some logistical challenges. So we felt it was important, as a business working in the sustainable sector, that we do everything we can to reduce our impact on the environment.

‘Having analysed every aspect of the business and the journeys we make to see how best we could cut deliveries and collections to the absolute minimum, the answer was to set up two satellite operations. Each has its own processing operation to granulate material before it is sent for re-processing, so every lorry carries a full load,’ continues Tony.

Dekura's several million pounds investment has created one of the UK's most advanced processing plants producing fully recycled and reusable material. Tony adds: ‘In offering our customers the very best service, we have to make sure our own house is in order. This benefits the environment, as well as making sound business sense.’

Dekura is among the 30 Recovinyl recyclers nationwide processing waste PVC-U building materials from a variety of sources, from windows to pipes and conduit.

Recovinyl is funded by the PVC industry body Vinyl 2010 formed to demonstrate commitment to sustainable development. It is backed by the British Plastics Federation and supported by the Waste and Resources Action Programme http://www.wrap.org.uk. For more information, contact Axion Recycling on 0161 426 7731 or visit the website at http://www.axionrecycling.com.


French Programmer makes Profitmaker Customers 'Bien Plus Profitable'

Senior Programmer Henri Piquet has joined the team at Profitmaker, helping develop the latest innovations in lean manufacturing software. Henri has already had a hand in building Profitmaker's support site http://support.mbni.net. This site offers an immediate, intelligent response to every problem logged, with either a solution or a timescale.

‘Henri has worked in programme development for a number of years, with a background in engineering’ says Mike Nagle, Sales and Marketing Director at Profitmaker. ‘He will no doubt prove to be a valuable asset for not only Profitmaker, but our customers too.’

Previously an engineer for French firms SOPRA (metrology equipment design) and SFENA (aeronautic design and manufacturing) Henri designed not only new products including electronics, optics and lasers - but the programmes to drive the equipment. After specialising in software development he brings his unique skills to Profitmaker, to make its customers' businesses even leaner.

Henri has already been proving his worth with the development of new software solutions the 3D Conservatory Calculator and the Production Monitor. Both products were launched at Glassex 07.

The 3D Conservatory Calculator is the first true web based 3D Conservatory modelling software of its kind, and enables salesmen, surveyors and installers to generate accurate conservatory price estimates in under a minute.

And the Production Monitor allows factory managers to track every frame, sash, glass unit and even operator through their factory in real-time, so they can see at a glance where every item should be and is, including remakes.

Visit http://www.profit-maker.net for further information or contact Mike Nagle on
0870 241 3089 to see a demonstration.


Glaston Launches New Corporate Identity

Kyro Corporation (Glaston Corporation as of 1st June 2007) has published a new corporate identity, which is connected, moreover, with the company's imminent name change. A consistent brand hierarchy and Glaston identity will be introduced worldwide after the company's name officially changes on 1st June 2007.

The clarified Glaston brand emphasises the reliability, high quality of end product and good service of glass processing technology's leading company. This is also described by Glaston's new international identifying slogan.

‘'Seeing it through' has multiple meanings and it can bring to mind transparency and persistence, both of which are applicable to Glaston. By persistence we mean our practice of taking things through to the very end. It also communicates our lifecycle philosophy; our reliable long-term cooperation with customers,’ explains Glaston Group President & CEO, Mika Seitovirta.

At the end of 2006, Kyro began development work on its corporate identity, to which the plan to change the Group's name was also connected. The historical Kyro name did not reflect the international technology group, whose main business area had been called Glaston since 2003 and whose second business area, Energy, had
been earmarked for sale.

‘Our purpose was not only to clarify the brand hierarchy, but also to standardise the corporate image, which is very important, especially internally, in a group formed through several company acquisitions. Now we are an integrated Glaston team.
Tamglass, Bavelloni and Uniglass live on as strong product brands,’ adds Seitovirta.

The Group's numerous subsidiaries in Finland and around the world will gradually change their names to Glaston. The Group's new organisational model and redivision of its business areas was also announced.

The curves and sharp corners of the new Glaston logo recall bent and cut glass.

The unbroken circle of the Glaston symbol, reminiscent of the letter G, depicts growth, development and continuity. The Stockholm brand agency Grow Partners assisted in the visualisation of the Glaston brand. The new identity was designed by Jari Ullakko and Lars Andersson.

The new Glaston logo and symbol can already by downloaded from the Image Bank page in the News section at http://www.kyro.fi. A new-look Glaston website http://www.glaston.net, will open at the beginning of June.


Moving Home Costs the UK Economy over £500M every Year

The introduction of Home Information Packs (HIPs) could considerably reduce the impact of stress, for both the consumer and for the economy, says the Association of Home Information Pack Providers (AHIPP).

Mike Ockenden Director General, AHIPP said: ‘The high levels of transaction failure and the extended period of uncertainty between offer and exchange of contracts in the current home buying and selling process is one of the most stressful times that consumers will endure in their lifetime.

‘Several studies have shown that the stress of moving home ranks only behind ill health, relationship breakdown and bereavement yet, incredibly we have simply learnt to accept this in the UK - unlike in most European and Western countries, where this is far from the norm.’

Impact on the economy
Research carried out this year by Your Move, a national estate agency asked a cross section of purchasers who had just completed the home buying process about their experience. In particular, purchasers were asked about the stress associated with the process and if it affected their productivity at their place of work, with over 40% of respondents reporting that they were less productive at work when going through the current process.

Ockenden adds: ‘Even a very conservative analysis reveals that if a 10% loss of productivity is experienced by 40% of all people involved in the house buying and selling process, the cost to the economy is over £500 million a year. HIPs will significantly reduce the time taken to exchange of contracts - by bringing more information, which can often prove timely to collate, to the front of the process.

‘HIPs will undoubtedly have the benefit of reducing stress levels for home buyers and sellers across the UK and as a result, this could potentially translate into a huge benefit, not only for the consumer but for the wider economy.’


Insolvencies in the First Quarter 2007

Statistics showing insolvencies in the first quarter 2007 were published on 4th May by the Insolvency Service.

Company Liquidations
There were 3,113 liquidations in England and Wales in the first quarter of 2007 on a seasonally adjusted basis. This was a decrease of 2.8% on the previous quarter and a decrease of 11.6% on the same period a year ago.

This was made up of 1,392 compulsory liquidations, a decrease of 1.0% on the previous quarter and a decrease of 5.7% on the corresponding quarter of the previous year, and 1,721 creditors voluntary liquidations, a decrease of 4.2% on the previous quarter and a decrease of 15.8% on the corresponding quarter of the previous year.

0.6% of active companies went into liquidation in the twelve months ended Q1 2007, the same as the previous quarter and down from 0.7% in the corresponding quarter of 2006.

Individual Insolvencies
There were 30,075 individual insolvencies in England and Wales in the first quarter of 2007 on a seasonally adjusted basis. This was an increase of 1.2% on the previous quarter and an increase of 23.9% on the same period a year ago.

This was made up of 16,842 bankruptcies, a decrease of 1.3% on the previous quarter and an increase of 10.0% on the corresponding quarter of the previous year, and 13,233 Individual Voluntary Arrangements (IVAs), an increase of 4.7% on the previous quarter and an increase of 47.6% on the corresponding quarter of the previous year.


£12m for Home Generators

Grants to help climate-conscious householders to install microgeneration technologies will be up for grabs again later this month, Alistair Darling announced on 9th May.

The Low Carbon Buildings Programme (LCBP) has already allocated £6.8m in grants to householders and, following the addition an extra £6m in the Budget, applications for the remaining £11.9m will be open from 29th May.

Since it launched in April 2006 the LCBP has directly funded 2175 installations on homes. This includes 242 mini-turbines, 313 Solar PV projects and 1467 solar thermal heating systems.

Mr Darling said:

‘Micro-wind turbines and solar panels are fast becoming the credible response of householders to cutting their carbon emissions as well as their utility bills.

‘The microgeneration industry has tremendous potential in the low carbon economy. Products are already available on the high street and are starting to become recognisable on our skylines. This grant scheme is designed to maximise carbon savings, demonstrate potential and help the sector become more commercially competitive in the long term.

‘It is part of a wider government programme worth £86m that will also award grants for larger scale installations on schools and other public buildings.’

The grant scheme was put on hold in March while the application process was streamlined to make sure it benefits the sector in the long term.

Key changes to the application criteria include the removal of the monthly cap and a new requirement to have planning permission before applying.

The Government is currently consulting on removing the need for planning permission for the majority of microgeneration installations but it must be in place for LCBP grant applicants in the meantime.

The changes are designed to overcome delays in the take-up of grants. Only half of the £6.8m already allocated by March had been spent because of supply chain issues, planning consents not in place, delays in building schedules and applicants not ready to proceed. The DTI will continue to monitor these areas.

More detail on the new application process is available at http://www.lowcarbonbuildings.org.uk


FMB Launches Nationwide Search for the UK’s Top Apprentices

As Sir Alan Sugar continues his search to find his perfect candidate, the Federation of Master Builders (FMB) begins its hunt for apprentices who have already made their name in the construction industry.

The Apprentice of the Year Awards 2007 is a nationwide search for the cream of the construction industry’s talent, with a £1,000 top prize. The competition is run in conjunction with the FMB’s Master Builder of the Year Awards and is open to any UK apprentice in the construction industry, not just those who are working for FMB member firms.

Last year’s Apprentice of the Year, 19-year old Sean Facey was an apprentice for small family firm S&M Marsh. With his exceptional carpentry skills, project management and a ‘can do’ attitude, Sean won the top prize of £1,000 and his training officer and boss each won a luxury all inclusive weekend break at a Paramount Hotel.

Apprenticeships offered by quality building firms ensure that Britain builds a high standard of craftsmen and women for the future. The FMB is determined to reward these, often overlooked, talented young people, whose hard work, outstanding ability and ‘can do’ attitude provides a valuable contribution to the businesses they work for.

'The construction industry is the UK’s largest industry and it struggles to maintain a skilled, qualified workforce. The Apprentice of the Year Award not only offers the chance to put talented and deserving young people from the industry in the spotlight, but may also encourage other young people to consider a career in one of the construction trades,' said Richard Diment, director general of the FMB. 

The FMB is seeking nominations for The Apprentice of the Year 2007 from employers, customers, tutors or members of the ConstructionSkills regional teams.

So whether you are a talented apprentice or you run a building firm that prides itself on training new recruits, you can find more details and download an entry form at  http://www.findabuilder.co.uk or by calling 0870 162 0942. The closing date for entries is 31st July and Sarah Beeny will present the winners with their awards at the Royal Lancaster Hotel in London, on November 8th 2007.

Max Hamps, Apprenticeships Director at ConstructionSkills, says: 'The industry seeks over 87,000 new recruits a year, so it is vital that we continue to promote a positive image, encourage quality young people to take up careers in construction and show them the range of amazing jobs on offer.'

ConstructionSkills and Screwfix Direct sponsor the Apprentice of the Year category.  Entries for this category do not have to feature the biggest or most complicated projects; they just need to show that the apprentice has used a high level of skill in their chosen trade.

Simon O’Mahony, Head of Marketing at Screwfix says, 'As a long time supplier to the building trade, we understand the importance of encouraging the next generation of talented and motivated tradespeople and are proud to be associated with the Apprentice of the Year Award 2007.'

Master Builder of the Year 2007 is organised by the Federation of Master Builders in association with Nissan Motor (GB) Ltd, and sponsored by American Express, Aon Ltd, B & CE Benefit Schemes, British Gypsum Ltd, Buildstore, CITB-ConstructionSkills, Energy Saving Trust, Envirowise, HBXL, Hilti, Homebuilding and Renovating, LABC, NHBC, Paramount Group of Hotels, Professional Builder Magazine, Sage (UK) Ltd, Screwfix, Travis Perkins, and Master Builder magazine.


Creating a Smarter Working Britain

'Working practices are a major contributor to our problems, and also the greatest opportunity to address them.'

The annual Work Wise UK Summit was held at the QEII Conference Centre in London on Wednesday, May 16th. Leading speakers discussed and debated progressing the campaign for the wider adoption of new smarter working practices to increase business productivity and competitiveness, reduce transport congestion and pollution, improve health, assist disadvantaged groups, and harmonise work and family commitments.

The past few months have seen predictions of environmental disaster by the Stern Report, transport gridlock by the Eddington Report and the World Economic Forum reporting that the UK has fallen into the relegation zone of global competitiveness.

David Lennan, chairman of Work Wise UK, said in opening the summit: 'Working practices are a major contributor to our problems, and also the greatest opportunity to address them.

'Our working practices come from a bygone era and are actually extremely inefficient and wasteful in terms of time and energy. Working 9 to 5, five days a week, from a central location, coupled with the desire to travel many many miles to attend meetings, are working practices which are largely unnecessary considering the technology available today.

'Changing these practices is an obvious solution to addressing the four main issues facing our economy: competitiveness, the environment, road congestion and quality of life.'

Sir Digby Jones, UK skills envoy and former director general of the CBI, reinforced this view by giving a stark warning: 'The world is changing fast, and unless businesses in this country rise to the challenges of the new global economy and adopt new working practices, they will miss out.

'Let’s be clear about this, the economies of countries such as China and India are expanding at a massive pace, and will eclipse the established economies in the West within a matter of a few years unless we act now. Just look at the impact the Industrial Revolution had on the world and the prosperity of this country when we innovated and embraced new technologies and working practices in the 19th century.

'A successful economy is one that is prosperous and dynamic. One that moves and changes as the market moves and changes, one which makes efficient use of the resources it has at its disposal, without endangering the environment. It’s about applying knowledge, not just hours.'

Work Wise UK, which was launched in May last year, is a five-year not-for-profit programme to encourage new smarter working practices such as flexible working (including condensed hours and nine-day fortnights), remote and mobile working, and working from home. It has broad backing from Government, business and trade unions, and is gaining significant momentum throughout the UK.

Equalities Minister Ruth Kelly, who made the keynote speech at the summit, said: 'The changes this Government has made in the last ten years, from creating over a million more childcare places to giving six million people the right to request flexible working, has made it easier for people to work smart. We are committed to ensuring that more people can make the most of their skills and contribute to our national prosperity, and will continue to take employers with us on this journey.'

TUC general secretary Brendan Barber said: 'The quality of working life is rapidly becoming an important issue for many working people. A growing number of employees want more flexibility about when and where they work. In a recent government survey* some five million people said that they wanted to switch to flexitime or homeworking. Employers who can meet this demand for different ways of working will gain valuable benefits in terms of improvements in recruitment, motivation and productivity.'

(*DTI 3rd Work Life Balance Survey, 2007)SMEs are a key focus of the Work Wise UK programme as the sector employs the majority of the working population. David Frost, director general of the British Chambers of Commerce, a supporter of Work Wise UK, said:

'Businesses need smarter working practices if they are to adapt to a labour market with vastly changed expectations and needs. Research undertaken by the British Chambers of Commerce has revealed that in many cases SMEs are ahead of the current debate and are offering their employees the opportunity to work flexibly in a range of different ways. Initiatives like Work Wise can help employer and employee.'

Traffic congestion is becoming an increasingly important issue in the UK. The Eddington Report predicted that, if unchecked, congestion will waste around £22 billion worth of time in England alone by 2025. Organisations that adopt new smarter working practices are able to change travel patterns; reducing the overall need to travel and staggering the times when people have to travel.

Ben Plowden, programme director of travel demand management, Transport for London, said: 'In the next 15 years, the Capital’s population is expected to grow by 800,000 people, which will greatly increase the demand on the transport network, particularly during peak hours. As around 65 per cent of journeys made during those times are work related, it is really important that London's employers are able to take advantage the opportunities smarter working practices can offer both their organisations and their employees.

'Transport for London’s Work Place Travel Planning programme helps and supports businesses to set up travel plans which can save them money, reduce absenteeism and improve their employees’ quality of life.'

Sir Christopher Bland, chairman, BT Group, commented: 'I am delighted with BT's involvement in such a forward thinking project. The national announcement for the concordat and the development of a new quality standard dedicated to smarter working policies are key milestones that will establish strong foundations for the project in the coming years.'

David Lennan said, in concluding the summit: 'Smarter working practices are certainly not untested and untried: BT has been using them for over 10 years, with productivity increases of 20 per cent where they have been introduced. Currently, 80,000, of its workforce, including around 12,000 homeworkers, are working flexibly. 'Smarter working is a win–win solution, there is no downside. The only obstacles to changing working practices are culture and management style. But if the UK is to remain as one of the most progressive economies in the world, we need to overcome these obstacles and encourage a workstyle revolution to create a smarter working Britain able to face up to the challenges of the 21st century.'

Further information about Work Wise Week and Work Wise UK can be found at http://www.workwiseuk.org.


Consumer Credit Complaints - A New Era of Protection

Since the passing of the original Consumer Credit Act 1974 firms wishing to provide credit services to the public have had to hold an appropriate licence from the Office of Fair Trading. Because the licences are relatively easy and cheap to obtain and enforcement action for breaches of the legislation is infrequent and usually minor in nature, the 1974 Act in reality provided little protection to consumers dealing with licensed firms.

The Consumer Credit Act 2006 improves the lot of consumers quite significantly. In particular, Section 226A of the Act, (http://www.opsi.gov.uk/acts/acts2006/60014--a.htm#59), extends for the first time the jurisdiction of the Financial Services Ombudsman Service ('FOS') to consumers who have an unsatisfied complaint against one of the more than 80,000 firms that now hold standard Consumer Credit Act Licences. From 6th April 2007 unsatisfied complainants can refer their complaints to the FOS, totally free of charge, and the FOS has the power to make awards of up to £100,000 if it finds in favour of the complainant. There is no downside to the complainant – if he loses it has cost nothing to use the service and he still has his normal legal remedies available should he wish to use them. For licensees, however, it is a different story. There is a charge to them for complainants using the FOS, and any awards made against them are binding with no right of appeal.

Moreover, licensees will have to comply with strict new regulations concerning the handling of complaints from 6th April 2007 and they now need to implement the appropriate procedures urgently, if they have not already done so. Judging from the attendance rates by firms at the FOS road-shows on the topic (many attendees have been from firms already regulated by the Financial Services Authority and are thus not really affected by the new rules as they must already comply), and from the enquiries made by Credit Complaints Ltd, the vast majority of licensees are totally unaware of the new rules, and of the new risks they will be facing (from FOS fees and awards) after 6th April.

The remainder of this article considers the new rules from the position of the licensed firms in more detail.

What licensed firms must do to comply with the new rules

The FOS has developed new rules (which closely mirror those applying already to those firms regulated by the Financial Services Authority ('FSA')) which all holders of standard licences must comply with. The rules are quire complicated and can be found in part of the FSA’s rulebook at http://fsahandbook.info/FSA/html/handbook/DISP.

In essence, these rules require licensees to:

Display in their premises a notice to the effect that they are subject to the FOS rules;
Have in place detailed written procedures for complying with the rules, and in particular, for the handling of complaints (of which more later);

Give complainants a written summary of the firm’s complaints procedures;

Deal fairly with all complaints and pay appropriate redress where the firm is at fault;
Tell complainants they have the right to refer their complaint to the FOS and provide them with the appropriate FOS leaflet;

Pay the fees for the FOS Service. These have been set at £400 for each complaint referred to the FOS (after two 'free' complaints each year), plus an annual fee of around £150 which will be collected by the Office of Fair Trading with the licence fee;
Fully co-operate with the FOS in carrying out its investigation;

Pay any awards of up to £100,000 per complaint made by the FOS, without the right of appeal.

Many licensees are small firms or firms where arranging and advising on credit is only a small (but often important) part of their business e.g. car dealers. A lot of these firms do not currently hold professional indemnity insurance (which would pay for any FOS awards) and many will not wish to take out this form of policy in future as it can be quite expensive. Such firms are leaving themselves open to the risk of one large award or a series of smaller awards which could force them into insolvency. Operating good written complaints procedures will reduce the risk of this happening (by reducing the number of unsatisfied complainants who refer the complaint on to the FOS), but the risk cannot be avoided completely without insurance.

Further information on the new rules is available in a 12 page FOS leaflet which can be obtained at http://www.financialombudsman.org.uk/publications/introduction_consumercredit.pdf.

The detailed requirements for handling complaints
The two key elements of the complaints handling procedures (apart from dealing with the complaint fairly) are time limits and reporting to the complainant.
All complaints must be acknowledged in writing with five days (unless they have already been settled);

The firm must endeavour to settle the complaint (or reject it) within four weeks;

If the complaint is still not settled within four weeks the firm must write and explain when it expects to be able to resolve the matter, which must be within eight weeks;

When the complaint is resolved the firm must issue a 'final response letter' which again informs the complainant of his right to refer the matter to the FOS if he is not satisfied.

There is no requirement to keep records of transactions or advice, and many licensees currently do not do so, but in future this will be extremely inadvisable. If a complaint does arise (which could be years after the event) a licensee will find it extremely difficult to refute the allegations if it has no record of what actually happened. Detailed record keeping is therefore an important 'insurance policy' for future complaints.

Similarly, there is no requirement to provide training for staff, either in how they deal with consumers or in handling their complaints. But staff training will be an essential part of reducing complaints in future, and if they do occur, in reducing the number referred to the FOS.

How many complaints?
No one knows how many complaints there will be. The FOS estimates that initially there will be between 20,000 and 25,000 complaints referred to it, but this could be a large under-estimate. The FOS currently covers around 25,000 firms (i.e. mainly those firms that are regulated by the FSA) and these firms accounted for 110,000 FOS referrals in the year to 31st March 2005. The number tends to increase each year (this was a 13% increase over the previous year). So, on average, the FOS currently deals with more than four complaints for each FSA regulated firm each year. If that same ratio is applied to the population of licensees, that produces an additional complaint workload of some 320,000 cases!

Initially, the figure should not be as high, as just as most licensees are unaware of the new rules, so will most consumers be unaware of their right to refer their complaints to the FOS. This will, however, change rapidly as these rights are published and commented upon ever more widely.

Next steps for firms
It is essential that firms holding standard Consumer Credit Act Licences (that are not regulated by the FSA) start preparing for these new complaints urgently. Their first step must be to familiarise themselves with the rules and implement written complaints procedures. The appropriate record keeping administration systems must be designed and implemented. Staff must then be trained. Copies of the FOS leaflets must be obtained and notices prepared for places where the public have access. Professional indemnity insurance needs to be purchased.

The easiest way of getting started quickly is for firms to purchase a copy of a standard Complaints Manual from http://www.creditcomplaints.co.uk. This costs only £89 and can be used as it is or customised by the firm to meet its own house style or requirements. The Manual contains a full summary of the rules, detailed operating procedures for handling complaints compliantly, and a library of useful documentation templates, thus saving firms many hours of time.

Marc Egerton, Managing Director, Credit Complaints Ltd
Bollin Head House, Sutton, Cheshire, SK11 0NA
Tel:01260 252286
Email: creditcomplaints@btinternet.com


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